Finance Charge Calculator

Find out exactly how much your credit card company is charging you in interest. Calculate your finance charge based on your average daily balance, APR, and billing cycle days.

Finance Charge Calculator

How to Use

  1. 1

    Enter Balance

    Input your Average Daily Balance for the billing cycle.

  2. 2

    Set Rate & Days

    Enter your card's Annual Percentage Rate (APR) and the number of days in your billing cycle (usually 30).

  3. 3

    Calculate

    Click calculate to see the exact finance charge added to your account.

Frequently Asked Questions

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